Sunday, February 21, 2010

My DMV report is clear of any points, but my insurance company show 9 points. What does this mean?

Insurance and licence points aren't always the same. Insurance can tag you with a point when you didn't get a ticket, and insurance can keep the points on the record however long their policy is.My DMV report is clear of any points, but my insurance company show 9 points. What does this mean?
Normally points stay on your record for a period of 3 years.





Your insurance company does not run your driving record until 45-60 days prior to your renewal of your policy and your premium will not change prior to that time.





Ask for a copy of their printout %26amp; make sure they have your correct license information.My DMV report is clear of any points, but my insurance company show 9 points. What does this mean?
It means it's time to contact your insurance agent and ask some questions. For example, you might say ';Why are you showing 9 points? My DMV report is clear.'; Hopefully he will answer, check on it, and make any needed corrections before you wind up with a higher bill.
Many points are removed from your license (DMV) after one year. The insurance companies keep record of the points for a longer period.
If you are using Geico, they go back 5 years while the DMV typically only goes back three years.

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